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Online Alternative to Storefront Sarafis

We offer a secure, 100% digital money transfer alternative with zero physical branches in hubs like Westwood, Toronto, or Kensington. By sending funds locally via bank transfer (ACH, Interac, SEPA, Faster Payments, or PayID) and completing compliance online, you avoid the safety risks of physical cash drops and receive higher exchange rates with direct Shetab card payouts in under 10 minutes.

Traditional Sarafis

Location
Requires traveling to a physical storefront (e.g., Westwood Blvd or Yonge St).
Rates
Higher fees & lower rates to cover rent, storefront staff, and physical security.
Compliance
Manual rate checks, varying cash limits, and potential physical safety risks.
Delivery
Subject to storefront business hours, cash availability, and manual logs.

Our Online Alternative

Location
100% digital — request quotes and complete transfers securely on WhatsApp.
Rates
Zero retail overhead translates to premium open-market rates and lowest fees.
Compliance
Advanced digital screening compliant with OFAC GL M, FINTRAC, and FCA rules.
Delivery
Direct Rial payouts released to recipient's Shetab card in under 10 minutes.

Explore Online Money Transfer Regions

Find the localized online Sarafi alternative for your region. Send money to Iran securely with instant quotes.

United States flagUSASarafi Los AngelesCanada flagCanadaSarafi TorontoCanada flagCanadaSarafi VancouverUnited Kingdom flagUKSarafi LondonAustralia flagAustraliaSarafi SydneyAustralia flagAustraliaSarafi MelbourneGermany flagGermanySarafi FrankfurtGermany flagGermanySarafi HamburgSweden flagSwedenSarafi StockholmNorway flagNorwaySarafi OsloUnited Arab Emirates flagUAESarafi DubaiCanada flagCanadaSarafi Montreal

Live Rates & Local Payment Methods

Select a specific currency to view live conversion calculators or explore step-by-step guides on funding your transfer.

Live Exchange Rates

Calculate exact payouts in Rial & Toman

US DollarUSD to IRR
Canadian DollarCAD to IRR
British PoundGBP to IRR
EuroEUR to IRR
Australian DollarAUD to IRR
Swedish KronaSEK to IRR

Local Payment Guides

Step-by-step instructions for domestic funding

ACH & ZelleUnited States (USD)
Interac e-TransferCanada (CAD)
SEPA Bank TransferEurope (EUR)
Faster PaymentsUnited Kingdom (GBP)
PayID & OskoAustralia (AUD)
More rails supported on request

Governance & Transparency Commitment

How we verify and screen money transfers to Iran in alignment with international guidelines and security standards.

Screening Process

All transaction requests are manually screened in reference to standard sanctions lists, PEP databases, and AML checks. We verify sender details to ensure alignment with personal remittance guidelines such as OFAC General License M, FINTRAC rules, and AUSTRAC/FCA frameworks.

Prohibited Transfers

Business settlement, commercial trade import/export funding, property acquisition, and transfers to sanctioned legal entities are not allowed. Our platform only facilitates personal, non-commercial family support remittances.

Quote Verification

To ensure safety, exchange rates and recipient bank card numbers are verified live on WhatsApp support. We will confirm the recipient's Shetab card owner's name before you execute a local bank transfer.

Our Service Model

We operate as a 100% digital money transfer alternative with zero physical storefronts (e.g. in Westwood, North York, Kensington, or Melbourne). This permits us to eliminate retail rent costs and pass the savings directly to you.

Reference compliance guidelines reviewed.Last updated: July 2026

Sarafi Exchanges FAQ

Choose the hub corresponding to your location (for example, Toronto or Vancouver for Canada, Los Angeles for the US, London for the UK, and Frankfurt or Hamburg for the Eurozone). This ensures you access the appropriate currency calculators and local regulatory screening protocols.
Yes. Senders in Norway and Sweden can request quotes in Norwegian Krone (NOK) or Swedish Krona (SEK) and fund their transactions locally using standard bank transfers (and Vipps in Norway when available). All Nordics-origin transactions comply with local AML directives.
No. This service is 100% digital with zero physical storefront branches in locations like Westwood, Toronto, Kensington, or Melbourne. Operating online-only eliminates retail rent, security staff, and cash vault overhead, allowing us to pass the savings directly to you through higher Rial exchange rates and lower transaction fees.
Canada transfers clear via Interac e-Transfer or EFT. Germany and Eurozone payments use SEPA or SEPA Instant. UK senders transfer GBP via Faster Payments. US residents pay via Zelle or ACH bank transfer. Direct cryptocurrency deposits (USDT) are also accepted globally.
Business settlement, imports and exports, commercial real estate acquisitions, or transactions involving sanctioned entities are strictly prohibited. We only support non-commercial personal remittances such as family support and university tuition payments.
Direct commercial transfers or business imports/exports with Iran are heavily restricted. However, personal non-commercial remittances (such as family support or education/tuition assistance) are permitted under specific exemptions, such as OFAC General License M in the US and FINTRAC guidelines in Canada. We review every transaction to ensure compliance.

Ready to get a live quote?

Message us on WhatsApp. We will confirm the live Rial rate, fee structures, local payment options, and recipient credentials before you send funds.
WhatsAppGet a custom quote